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Payroll & HR

1st FREE+ Payroll & HR for all your employees, contractors, and everything in between. Fully recognised by HMRC.

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1st FREE+
Payroll & HR

Payroll for all your employees, zero-hour workers, off-payroll workers, independent contractors, and more!

Keep your paydays. Monthly, 4-weekly, etc.

National Insurance. All 20+ NI categories.
How-to videos
137,000
Timesheet hours
logged
18,000
UK paydays run
and filed
£38M
Pay & taxes
processed

FREE+
Get better pay

The world's most beautiful payslips, auto-emailed to all your people every payday.

Clearly explained. Detailed payslips.

Past payslips. Re-download months later.

“Best for small business”

Rated by TechRadar as one of only four payroll companies to get the highest 4.5 star rating   more

FREE+
P45s & P60s auto-emailed

Say goodbye to manual tax forms. All your leaver P45s and annual P60s are now auto-emailed.

HMRC connected. Verify NI numbers.

Monthly EPS. Auto-fills all 7 EPS sections.
How-to videos

“It's been absolutely brilliant and the customer support is very good as well!”

Slava Hatton
Owner, Furniture manufacturing
Customer for 1.8 years, Wrexham.   more

Exact, to the penny

We use 15 different taxpayer scenarios to exactly match all 16,000 of HMRC's model tax calculations.

Each of these tax calculations are matched to the penny, giving us recognition from HMRC that our tax software is 100% correct.

And, of course, we sit down and re-verify them all with HMRC every year.

Learn more

16,059

Calculations confirmed by HMRC

Over 700 UK companies trust 1st Money.

Trusted by 700+ businesses, companies, and charities across the UK.   what our customers say






We're here Mon to Fri, 12 noon to 4 pm, UK time

Have a question? Real humans are here to help! Chat with us and we'll reply in seconds.

Chat pickup seconds

MH
Michelle Hobson
Senior Manager, Childcare

“The assistance from Kyla has been invaluable and I couldn't have gotten through my first few months without her! 😊”

Customer for 1.6 years, Tamworth.   more

How do you reply?

Average chat reply time.

Time to chat with a real human (last 24 hours)

Last 30 days

30-day average chat reply time: 21s

We're here Mon to Fri, 12 noon to 4 pm, UK time.

99% of email replies, in less than 24 hours.

Tina Barrs
Manager, Childcare

“My experience with the customer support, when you go on to chat, is excellent. Always polite, well-mannered, and helpful.”

Customer for 2 years, Swadlincote.   more




Beautifully connected.



All-in-one.  Effortlessly connect your payroll, HR, pensions, expenses, and much more ... all into a single platform.

Your All-In-One
People Platform.

For Payroll, HR, Benefits
...and more!

£0.00

Free while you're less than
4 payrolled people.







Can I really use 1st Money for free?  Most people start out only needing FREE or FREE+ so you'll likely pay nothing! (...we won't even ask for your card number)

Is the Tax Filing optional?  Yes, Tax Filing is optional. You won't need Tax Filing for non-tax-filed people.

How do I stay on the FREE+ plan?  At the end of each month we auto-detect which of your people are payrolled. If you're still less than 4 payrolled people (over the month most recently ended), and none of your people have used PRO features, then you pay nothing (you're on FREE+).

How do I move to the PRO plan?  Once you reach 4 payrolled people, or at least one of your people has used PRO features, we'll automatically move you over to PRO.

What's the PRO pricing?  PRO has a £14.75 minimum per month. This includes a £9.99 base fee, plus 4 payrolled people at £1.19 each.

Any hidden costs?  There's no hidden or setup costs. Prices don't include VAT, and you never pay VAT to us. If you're VAT registered, you pay the 20% VAT direct to HMRC on your VAT return (via reverse charge) and usually reclaim it on that return.

See pricing
Frequently asked questions

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Payroll & HR features.

Flexible pay settings
FREEPayslip breakdown of overtime hours.
FREEPayslip breakdown of night pay hours.
FREE+Supports bridging the pay gap (as you change payday schedules).
FREEOption to one-time remove a repeating payable on payday.
FREE+Payday frequencies, incl.: monthly & four-weekly.
PROPayday frequencies, incl.: weekly & fortnightly.
Advanced tax support
FREE+Supports all of HMRC's advanced payroll settings.
FREE+Supports veteran employer tax relief.
FREE+Supports HMRC's secondments, EEA citizens, & expat schemes.
FREE+Supports the new benefits in kind payrolling benefits approach.
FREEStores your org's payday bank details.
FREE+Option to delete payslips, and start over.
Personalised pay
FREE+Schedule a pay rise to start on a future date.
FREE+Store each person's weekly target hours.
FREEOption for daily or weekly overtime pay.
FREE+Option for additional night pay.
FREE+Pro rata salary for employees who join or leave mid-month.
FREE+Set annual or monthly pay rates.
PROSet hourly pay rates.
HMRC connected
FREEInstant verification of NI numbers.
FREE+Get confirmation of HMRC tax filing.
FREEAutomatic handling of all HMRC notices.
FREEStores your org's HMRC government gateway connection.
FREE+Stores each tax agent's HMRC government gateway connection.
Payday reporting
FREE+View and filter all filed payslips.
FREE+Summarise payroll per person for the entire tax year.
FREE+Download payroll numbers to XLS.
FREE+Re-download payslip PDFs, even months later.
FREE+Full breakdown of hours worked per payslip.
Perfect tax setup
FREE+Pay employees, contractors, zero-hour, off-payroll, & more.
PROSupports all forms of director NICs and payroll.
FREESupports all 20+ NI category letters.
FREESubmit with your 10-digit UTR code.
FREEStore each person's tax code.
Employee self-serve
FREEEmployees can see a visual explanation of their pay.
FREE+Beautiful payslip & PDF emailed to each person.
FREE+Employees can download PDFs from their payslip history.
FREEEmployees can download their tax form PDFs history.
FREEStores each employee's payday bank details.
FREESupports employee split Payroll Payments.
FREE+HMRC receipt confirmation printed on every payslip.
FREESupports P45 previous job info.
Smooth paydays
FREEScheduled reminders of important payroll dates.
FREEOption to selectively skip some people's Payday Payment.
FREEEdit timesheet hours on payday.
FREEAdd payslip "Hours worked" adjustments.
FREE+See detailed explanations on payslip calculations.
FREE+Option for a printable PDF of all paid payslips.
FREEDesignate the person to be in charge of payday.
FREE+Option to temporarily halt pay.
Ultimate EPS
FREEAutomatic reminder email for your monthly EPS.
FREEFully online submission of all seven sections of your EPS.
FREEEvery EPS stores HMRC's confirmation as proof you've submitted.
FREESupports unlimited EPS changes and refiles.
FREESubmit Employment Allowance claims.
FREESubmit auto-calculated recoverable amounts.
FREESubmit auto-calculated apprenticeship levy.
FREESubmit a "Stop being an employer" notice.
Tax automation
FREE+Automatic PDF emailing of a leaver's P45.
FREE+Automatic P60 PDF emailing on the last payday of the year.
FREESubscribe to auto-updates for all your minimum wage employees.
FREEAlso supports apprentice minimum wage rate auto-updates.
FREEWarning if you go below minimum wage (with override).
FREESubmit banking details to HMRC.
FREESubmit a "Payroll on hold notice" to HMRC.
FREE+Auto calculates all your P11D employee numbers.
FREE+Auto calculates all your P11D(b) yearly numbers.
Convenience
FREE100% cloud solution.
FREEInstall on any device (optional). iOS, Android, PC, tablet.
FREE"Who changed what" audit history throughout.
FREEPermissions enforced privacy on all data.
FREEAdd as many people as you want.
FREESet up as many organisations as you want.
FREEJump between each of your orgs anytime.
FREEFree support
FREENo third party vendors or APIs required.
FREENo extra logins or licences required.
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1st Money is recognised by HM Revenue & Customs (HMRC) to be used to report PAYE information online. 1st Money's software will help you with tasks like: recording your employees' details, working out your employees' pay and deductions, reporting payroll information to HMRC, working out how much you need to pay HMRC, calculating statutory pay, for example maternity or sick pay.

1st Money is recognised by HM Revenue & Customs (HMRC) as a supplier of software for the Construction Industry Scheme (CIS) online, having demonstrated the ability to file a valid form or return (CIS300).

1st Money is a member of LU Inc. LU Inc. is Loughborough University's business incubator. Loughborough University Science and Enterprise Park, Loughborough, Leicestershire, LE11 3QF, United Kingdom. The Group's parent company is 1st Money, Inc. 1207 Delaware Ave #1996, Wilmington, DE 19806, USA. Corporation Number: 10170889.

Neither 1st Money nor its employees are Your legal or tax advisers. The Doc templates, tax calculations, and other features, may fail to meet Your needs. None of our Services can be considered legal or tax advice and no solicitor-client relationship is established. Make sure you consult with a qualified solicitor in Your area to examine the details of Your specific situation.


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