UK pricing

1st Money Bank
Payments Coming soon
1st Money is FREE!
...except bank payments.
59p
GBP per payment
You'll only pay for the bank payments you ask us
to transfer for you.
You're still welcome to do your own payments
outside 1st Money (e.g., cash, cheque, or online).

If so, then 1st Money's 100% FREE!


What's this payments thing?

Most companies need to pay employee payslips and government taxes every month. To help you out, we offer a service that does these payments for you ... on time, and fully tracked. We call this 1st Money Bank Payments.

What's the cost?

It's only 59p per 1st Money Bank Payment. Everything else in 1st Money is FREE (...there's no other charges).

Is it optional?

Yes, you're welcome to skip 1st Money Bank Payments and do all your payments yourself. If so, we'll present you with all your amounts in an easy to follow list.

You'll still get 100% FREE payroll and HR ... plus full use of everything else!

Any hidden costs?

There's no hidden or other setup costs.

It's only when you choose to use 1st Money Bank Payments that you pay the 59p per payment.

Might it cost more?

It's always a flat 59p per 1st Money Bank Payment, no matter how much you're transferring.

How long to clear?

1st Money Bank Payments take 3 days to clear (coming soon ... they'll clear even faster).

How do I pay?

The sum of your 59p fees are auto deducted at the end of each month.

Plus, everything's bank-to-bank and fully tracked, so you'll always know what's going on.

Is it really free?

Yes, except for 1st Money Bank Payments, FREE really is FREE!

Keep using our FREE features for as long as you like.

How's this FREE?

Our journey to being the world's best money services platform, starts with us having the world's lowest pricing.

We cover our costs by providing 1st Money Bank Payments (an optional add-on).

If you're enjoying 1st Money, consider supporting us by trying 1st Money Bank Payments.

We think you'll love it!

Compare products






FREE
100% cloud solution. Nothing to install.
Works on any device. iOS, Android, PC, tablet.
FREE support ... Mon-Fri, 9 am to 5 pm, UK time.
No third party vendors or APIs required.
No extra logins or licences required.
"Who changed what" audit history throughout.
Permissions enforced privacy on all data.
Unlimited logins for FREE.
Unlimited full-time employees.
Unlimited part-time employees.
Unlimited contractors.
Unlimited construction subcontractors.






FREE
22222Unlimited paystubs per month.
22222Unlimited payments per month.
22222Unlimited salaried and hourly payroll.
22222Auto-filled W-2s and 1099s.
22222Weekly, fortnightly, semi-monthly, and monthly.
22222Pay by cash, cheque, or online banking.
22222Unlimited voluntary deductions.
22222Unlimited garnishments.
22222Split payment settings.
22222Auto filled tax forms.
22222Full payroll tax calculations.
22222Due date reminders for tax compliance.
22222Multi-branch filing.
22222Multi-client friendly.
22222Auto filled contribution forms.
22222DRs and CRs auto-prepped for accounting.
22222Offline accounting compatible.






FREE
Unlimited paystubs per month.
Unlimited payments per month.
Unlimited salaried and hourly payroll.
Auto-filled tax forms.
Weekly, fortnightly, semi-monthly, and monthly.
Pay by cash, cheque, or online banking.
Unlimited voluntary deductions.
Unlimited garnishments.
Split payment settings.
Auto filled tax forms.
Full payroll tax calculations.
Due date reminders for tax compliance.
Multi-branch filing.
Auto filled contribution forms.
DRs and CRs auto-prepped for accounting.
Offline accounting compatible.






FREE
Legally binding signatures.
Fully online tax form signing.
200+ Reusable inserts. Auto-inserts HR data into tax forms.
Unlimited tax form and signature storage.
Download signed printable tax forms ... even months later.
Saved signatures, incl. sig. image upload.
Audit who signed which tax form.
One click tax form signing.
Complete onboarding, for all employees.
Employee self onboarding step-by-step guide.
Onboarding can be paused / resumed anytime.
Completion tracking percent.
Employee and contractor compatible.
Email notification when waiting for sig.
Optional. Employees can self-enter their banking details.






FREE
See everyone on one page.
See unused hours.
See unused money value ... for tax adjustments.
Warns on misconfigured people.
Export to spreadsheet.
Individually adjustable allowances.
Part-day requests, as small as 30 minutes.
Mid-year allowance adjustments.
Warns if request exceeds balance.
Warns if request conflicts with planned shifts.
Option to auto-include local bank holidays.
Requests skip existing holidays and weekends.
"Unlimited" time off option.
Year-end "carry" time off option.
"Negative balance" option. Borrow from the future.
Get approved and declined emails.
Edit, add, and remove holidays.
Public holidays listed.
From your inbox: approve, edit, or decline.
Track who approved, and when.
Report by time off type.
Report paid vs. unpaid.
Track time off reasons.






FREE
Real-time clock-ins.
"On break" reminder.
"Break time so far" display.
Keyboard shortcuts to start and stop.
Supports working past 12 midnight.
Easy project switching.
Hourly paid payroll.
Report hours per project.
Admin-only timesheet edit control.
Support for overtime, holiday, and night pay.
Observe end-of-day employee feelings.
Measure attendance targets per project.
"In advance" shift scheduling.
Upcoming shifts at-a-glance.
Compare done vs. planned times.
Bulk copy planned times.
Log notes throughout the day.
Daily team timesheets email.
Daily, weekly, and monthly reports.
Attendance reports.
"No shows" report.
"Absences list" report.






FREE
Unlimited expense claims. Fully integrated with payroll.
Attach notes, an image, or webcam shot to each expense.
Manager approval flow, with real-time expense reports.
Expense DRs and CRs auto-prepped for accounting.
Auto-review pending expenses on payday.
All the expenses and scan storage you like.
Approvals and declines sent by email.
One click inbox approvals / declines.
If declined, one click to ammend and re-submit.






FREE
100+ FREE HR templates.
Integrated employment agreements.
Clone and customise your own docs.
Easy searching, and doc categories.
Window envelope compatible printing, with letterhead.
Private templates support.
Email reminders and read receipts.
Markdown support.






FREE
Multi-client friendly.
Stores all your paid preparer info.
FREE for unlimited commercial use.
FREE logins for all your team.
Jump between your client's orgs easily.
Easy sharing. All forms have direct web addresses.
All the usage you like, for you and your clients.
Personalise by uploading client logos.






BETA
Choose from six accounting connectors.
Connect to QuickBooks, Zoho, Kashoo, AccountingSuite, FreshBooks, or Xero
Send paystubs to accounting with just one click.
All DRs and CRs auto-prepped for accounting.
Correct journal categorization of wages, taxes, and more.
Set your own journal categorizations.
No more copy / paste errors.