What if my books are behind when I join?

Catch-up bookkeeping is available for any months of your current accounting period that haven't been professionally prepared, as long as they're available in your bank feed.
Catch-up: Before we begin any catch-up work, we'll give you a clear one-off quote so there's no surprises.
Pricing: Catch-up work uses the same monthly transaction bands as ongoing bookkeeping, for each month we work on. Your quote shows the total and the monthly payments, so you can spread it over your first 6 months with us, with nothing added. We don't start until you've agreed to the quote.
Example:
- For a sole trader with up to 50 transactions a month that's 10 months behind.
- For each month that needs to be caught up, it's: £29/mth
- 10 months behind would be £290 total.
- However, you can spread it over 6 monthly payments.
- So we'll only add £48.33/mth (and only to your first 6 monthly invoices).
Updated: Thu, 17 Sep 2026.If you cancel: The spread is a convenience while you're with us. If you cancel before it's paid off, the rest becomes due at once, because the work's already been done. Catch-up also sits outside the 90-day money-back guarantee, for the same reason.
www.1st.money/uk/help/Bookkeeping/What_if_my_books_are_behind_when_I_join


